If you own a property and have a mortgage then you need to have buildings insurance. This will be a condition of your mortgage company. At Mortgage Park we offer Buildings and Contents and Accident Sickness Unemployment cover. Household insurance covers either your buildings, contents, or both. Buildings insurance is household insurance that covers the fabric of your home. Buildings insurance would pay to rebuild your home should you have a fire or would pay for repairs if your home was damaged – by a falling tree for example. Contents insurance protects the things you own. If you had a burglary and things were taken or you suffered a fire or flood, your contents insurance would pay to help you replace your lost or damaged belongings. For a household insurance quote please click on the button to the left, below the photo. Please fill in the simple form and we will contact you within 24 hours and gather the necessary information in order to provide you with a competitive quote from our panel of insurers. For Buildings and Contents Insurance and Accident, Sickness and Unemployment cover we usually offer products from a panel of lenders.